Background & Key People

Innovators across InsureTech, Data Science & Road Safety



The Mercurien Group encompasses subsidiaries across:

  • Mercurien Insurance; an insurance underwriting agency,

  • BetterDriver; data capture technology and analysis arm,

  • FleetRisk; the branded Risk Services arm,

  • Prescient Technology; holding company for the IP.

Alignment of outcomes

Our outcomes are aligned with our clients, whether that be via a Mercurien Insurance policy with FleetRisk embedded into it, or FleetRisk as a standalone service, we benefit by reducing the frequency and severity of motor-vehicle crashes.


Key People

The management team is a combination professionals with expertise across the InsureTech, Data Science and Road Safety sectors. Having recently signed the binder agreement with Zurich Australian Insurance Ltd, we will shortly be in a position to announce the experienced and highly respected insurance professionals that we are delighted to have joining our team. If you're interested in being kept up to date with these announcements then a great way to do that is to follow us on twitter


Michael Graham
CEO, Mercurien


Michael is an InsureTech innovator and responsible for overall strategy relating to the Mercurien Group. 

Prior to forming Mercurien, Michael Graham was Managing Director of Landor Associates (Australia), a global marketing and brand development consultancy part of WPP Plc.

Michael's experience covers high-level management of professional services firms as well as marketing strategy and brand development in services, industrial markets and packaged goods in the United Kingdom, Germany, Japan, China, Singapore, Korea, the United States and Australia.

Andrew Murrie
COO, Mercurien


Andrew is an innovative data operations specialist. His team provides the risk identification, tax and fleet-optimisation expertise behind the BetterDriver technology.

Andrew is primarily responsible for the data generated via Telematics and its integration, via the BetterDriver algorithm, into data analysis platforms for the purposes of identifying and reducing crash-risk and enhancing insurance pricing models.

Andrew has held several senior planning and development roles. With practical experience in the design and development of algorithms, in conjunction with a team of data scientists, Andrew has led the creation and ongoing development of the risk algorithms and safety analysis for clients.

Paul Steiner
Head of Insurance, Mercurien


Paul is an experienced Insurance Professional with a demonstrated history in knowledge of Insurance Markets, Underwriting, Management and Building MGA's. Skilled in Enterprise Risk Management, Property & Casualty Insurance, Claims Handling, and Employment Practices Liability. Strong business development and a market resource for new and innovative opportunities.

Prior to Mercurien, Paul has worked for the likes of JLT Re, Cooper Gay, QBE, CGU and Fortis. Australia.


Duncan Ferguson
CEO, FleetRisk


Duncan is a road safety innovator who is responsible for overseeing strategy and commercial development activities. He is a regular ‘thought leadership’ contributor the National Road Safety Partnership Program (NRSPP) and, at times, consults to the Australian Road Research Board (ARRB).

Duncan has over a decade’s experience in the cognitive neuroscience software sector, with a focus on human factors and its application to road safety.

For IPWEA’s 2019 Plant and Vehicle Management Manual (e-manual), Duncan has re-written the chapter on Safe Driving and contributed a new chapter on Risk Management.